What currency does Shopify POS charge in across retail markets?

What currency does Shopify POS charge with one entity?

With one business entity, the retail markets overview is direct: "Shopify POS transactions process in your store's default currency". A business entity, in Shopify's definition, is "the legal entity that processes payments for orders in a market."

For locations that take Shopify Payments at the till, the POS compliance page sets three matching rules:

• "Your Shopify store's country must match the country of all your physical stores' locations."
• "Your Shopify store currency must match the local currency of your physical stores' locations."
• "Your store's currency must match your Shopify Payments payout bank account currency."

The same page exempts two cases: "In-person sales in an international location using a payment solution other than Shopify Payments", and "International locations that don't accept payments", such as warehousing or inventory management. A till abroad taking Shopify Payments needs either a separate Shopify store and Shopify Payments account for that country, or the multi-entity setup below.

How do you charge local currency in another country?

With several entities, the currency moves from the store to the location: "The entity assigned to each retail location determines the currency for Shopify POS at that location". The rule for the entities themselves: "To manage retail businesses across multiple regions, you must have a separate entity for each country with retail locations, including pop-up locations."

The multiple entities page sets the plan condition:

The international pricing limitations page names the same two plans. Shopify's page on setting up business entities for markets is narrower: "Business entities are available on the Plus plan only."

At the till, the device decides: "For POS transactions, the physical location where the POS device is logged in determines the entity." Each POS location maps to an entity during setup, and "staff can't manually change the entity during checkout." On Plus or Enterprise Commerce, a single store can sell from multiple entities both online and in Shopify POS with Shopify Payments.

Every entity is activated on its own: "Each entity has its own Shopify Payments account, payout currency, and bank account, so you need to complete this process for every entity that you want to activate." Whether a new country belongs in the same store or in a store of its own is compared in our multiple stores guide.

Do retail markets change the currency Shopify POS charges in?

The till currency comes from the entity, not the retail market. Setting a different price at each location is a separate question, answered in our FAQ on per-location POS prices.

Retail markets work on catalogs, under their own plan condition: "Customizing catalogs to use with Retail markets requires that your store uses POS Pro or for your store to be on the Shopify Plus plan." What else the Pro subscription covers is in our POS Pro guide. The same overview adds that "Locations that are on Shopify POS Lite use Region markets only."

Local payment methods follow the location as well. For one to display on Shopify POS, "the currency of the retail transaction must be supported by the local payment method", and "The currency is determined by the retail location." Market currency at the online checkout is a separate mechanism, set out in our Shopify Markets guide.

What currency are POS payouts in, and which fees apply?

Each entity is paid out separately: you "Receive payouts to a domestic bank account for each of your entities, in the entity's domestic currency." With one entity, the payout account rule above applies.

Shopify Payments charges a currency conversion fee on transactions in a non-domestic currency, based on your store's primary country: 1.5% in the United States, 2% in France and 2% in all other Shopify Payments regions. "The conversion rate isn't a fee (it's a mid-market rate, without any markup)."

Starting on April 6, 2026, currency conversion fees and Multi-Currency Payout fees on Shopify Payments orders "are calculated directly on the gross order amount." How that sits beside the card rate is broken down in our Shopify Payments guide.

Local payment methods taken on POS through Shopify Payments are priced like online sales: "Shopify Payments local payment method transactions are considered non-card-present (NCP). This means that online Shopify Payments rates apply to those transactions, not card-present rates."