Can you accept Afterpay on Shopify?

Is Afterpay a Shopify Payments method?

No. Afterpay sits under additional payment methods, and you install it as a payments app from the Payments section of your admin Settings.

No Shopify page we have found lists Afterpay or Clearpay as a Shopify Payments method: as of October 2026, the 21 local payment methods in Shopify's help include Klarna but neither of them.

Afterpay's guide says there are two Shopify apps, one for the United States (Afterpay US) and the other for the rest of the world; UK stores follow Clearpay's own Shopify guide. Afterpay's setup guide has three steps: install the app, connect your Afterpay Business Hub, then confirm and activate. Refunds you issue in Shopify are sent to Afterpay automatically. Both the Afterpay US and Clearpay listings offer shoppers 4 installments over 6 weeks; the US listing adds monthly installments over 6–12 months.

In Shopify adminOpen in your store

1. Settings
2. Payments
3. Add payment method

Zoom

Which Afterpay app do you install in your country?

Afterpay's Shopify guide lists five countries for the store address, and your store address and currency must match the region of your Afterpay account:

Sources: Afterpay, Cash App Afterpay and Clearpay developer guides for Shopify and the two App Store listings, read October 2026.

In the US, Afterpay is now branded Cash App Afterpay, and Afterpay recommended finishing the switch by March 17, 2025. The payment app itself is still called Afterpay US.

Afterpay's documents disagree on who can install the US app. The Cash App Afterpay guide for Shopify says “store address in the USA only”, while the US app's requirements page, both read on October 26, 2026, accepts a business address in Australia, Canada, Hong Kong SAR, New Zealand, the UK or the US, provided you ship to the United States and accept USD.

Until they agree, install the app for the region where your store address and your Afterpay account sit, and treat Afterpay's onboarding decision as final.

Cash App Pay is a separate option: US merchants already on Afterpay install the Cash App Pay app and connect it with their Afterpay credentials.

What does Afterpay cost a Shopify store?

Installing costs nothing: as of October 2026 the Afterpay US listing reads Free, and the Clearpay listing reads Free to install with a “Variable and fixed fee per transaction” and no figures.

For Australia, Afterpay's merchant-fee page (archived June 15, 2026) describes a fixed fee plus a percentage that can differ online and in store, and names no rate: your Afterpay merchant agreement details the fee.

Shopify's fee pages don't name Afterpay, but its help lists buy now, pay later services among additional payment methods and says customers paying with one trigger third-party transaction fees. The rule holds even alongside Shopify Payments:

The fee is 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, charged on top of the provider's own processing fee, and Afterpay is not on Shopify's list of exempt methods. Shopify adds that which fees apply depends on the payment method and your contract. To see what the fee adds up to on your volume, read what the third-party surcharge costs.

Where is Afterpay unavailable on a Shopify store?

Even with the app live, plan around these limits:

• Express Checkout. Afterpay's Shopify FAQ says it is currently unavailable on Shopify Express Checkout.
• Order totals. Afterpay approves an order only between a minimum and a maximum, which that FAQ names without stating them; changes are requested from Afterpay by email.
• Product pages. Installment messaging comes from a separate On-site Messaging app (documented for Shopify 2.0 themes only) or a manual theme snippet; the app cannot add Afterpay at checkout.
• In store. Afterpay In-Store is a separate application to Afterpay, with a simplified integration only for Square terminals.

To keep Afterpay off some orders, see how to hide a payment method at checkout.

Do you need Afterpay if you offer Shop Pay Installments?

Not necessarily. The split is setup and fees: Shop Pay Installments, Shopify's own pay-over-time option, needs Shopify Payments and Shop Pay but adds no third-party transaction fee, while Afterpay, as an additional payment method, falls under that fee on top of whatever Afterpay charges. Side by side:

For Afterpay against Klarna, Affirm and Shop Pay Installments point by point, compare the buy now, pay later routes side by side.