- Short answer
- Yes, via PayPal: PayPal lists Shopify for Pay Later in 7 countries; in the US and France (PayPal Wallet), confirm with PayPal.
- Countries (PayPal's list)
- Australia, France, Germany, Italy, Spain, UK, US
- Who picks the offer
- PayPal, per purchase; Shopify doesn't control PayPal Express's payment window
- US and France
- PayPal comes as PayPal Wallet in Shopify Payments; the Wallet pages we read don't mention Pay Later
- Messaging
- Free PayPal Pay Later Messaging app; a PayPal review reply says to finish its activation step
- Subscription apps
- On PayPal Express, a PayPal review reply says Pay Later needs Reference Transactions off
Where PayPal Pay Later shows up on a Shopify store
PayPal lists Shopify for Pay Later in 7 countries: Australia, France, Germany, Italy, Spain, the United Kingdom and the US, as of October 2026.
PayPal shows "the best offer for each purchase", such as Pay in 4 in the US or Pay in 3 in the UK, and says you "get paid up front".
On PayPal Express, set up automatically on new stores outside the US and France, Shopify says:
PayPal Express Checkout operates as a third-party gateway, which means Shopify doesn't control the payment options that display within the PayPal checkout experience.
US and France stores on Shopify Payments get PayPal as PayPal Wallet instead. The Shopify Wallet pages we read for the US and France on October 9, 2026 don't say whether PayPal Wallet shows Pay Later, so confirm the offer with PayPal.
Shopify's own Shop Pay Installments is separate: it serves eligible US, Canadian and UK stores with Shopify Payments and Shop Pay.
Why a subscription or upsell app can switch Pay Later off
On PayPal Express, Shopify requests Reference Transactions approval when it "detects the use of an app that charges customers automatically"; PayPal says Reference Transaction integrations "aren't eligible for Pay Later products". Read on October 9, 2026, neither page connects the two; a PayPal, Inc. review reply does.
With a subscription or upsell app on PayPal Express, weigh PayPal, Inc.'s review reply of August 21, 2025: "Pay Later requires that Reference Transactions be disabled on your account"; it advises "Disable any subscription or upsell apps".
Adding Pay Later messaging with PayPal's app
The free PayPal Pay Later Messaging app from PayPal, Inc. adds Pay Later messages to your pages. PayPal says offers carry "no additional costs to you unless you are in the US".
Replying to a store review on November 4, 2025, PayPal, Inc. advises making sure "the initial messaging activation is complete".
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