- Short answer
- Yes, with Mercado Pago: it sets meses sin intereses in its own panel, while Shopify's Help Center describes them only for Shopify Payments.
- Where it's set
- Mercado Pago's MSI y comisiones screen; changes reach every Shopify store linked to that account
- Shopify's charge
- A third-party transaction fee by plan, on top of Mercado Pago's own processing fees
- Not on the Shopify Help Center pages we read
- Whether meses sin intereses work with Shopify Payments running alongside Mercado Pago
How do you turn on meses sin intereses with Mercado Pago?
Mercado Pago has two Shopify checkout apps: Tarjetas takes cards on your store without a redirect, while Checkout Pro has the customer pay in Mercado Pago's environment, then returns them.
With either, meses sin intereses, commissions and payout timing are set in the Mercado Pago admin panel for Shopify, not your Shopify admin.
- Settings
- Payments
- Mercado Pago Tarjetas
- Manage
Under MSI y comisiones, you choose the terms and set a minimum amount for each; changes apply to every Shopify store on that Mercado Pago account.
Mercado Pago's Shopify pages, read October 28, 2026, don't list the available terms or minimums.
Mercado Pago or Shopify Payments: what changes for you?
- Terms and minimums are your choice
- Financing cost: Mercado Pago's general blog says you or the buyer can carry it; its Shopify docs don't say
- Shopify adds a third-party transaction fee: 2% Basic, 1% Grow, 0.6% Advanced, 0.2% Plus, on top of Mercado Pago's fees
- 3, 6, 9 or 12 months, order minimums from $300 MXN
- Credit cards only
- An additional fee, shown in your admin
- No third-party transaction fee on orders paid through Shopify Payments
Switching? See turning on meses sin intereses in Shopify Payments.
Can you add Shopify Payments just for meses sin intereses?
Shopify lets you run Shopify Payments alongside a direct third-party provider (Plus contract stores: early access, only by request), where customers pay on your store: cards stay with that provider, while Shop Pay and local payment methods go through Shopify Payments at standard rates plus a 1.25% premium.
No Shopify Help Center page we read on October 28, 2026 (meses sin intereses, local payment methods, third-party providers, alongside mode, transaction fees) says whether meses sin intereses work in this mixed setup. Local payment methods also require you to deactivate any conflicting additional payment gateways, without naming which. Ask Shopify Support before switching Mercado Pago off.
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