- Short answer
- Yes, via a third-party provider's Multibanco app; Shopify's own Multibanco requires Shopify Payments.
- Apps we found
- Eleven Multibanco listings on the Shopify App Store on October 26, 2026 — a snapshot, not a catalog
- Shopify's fee
- 2% Basic · 1% Grow · 0.6% Advanced · 0.2% Plus on app-paid orders, on top of the provider's fee
- Payment window
- Shopify's own Multibanco cancels after 7 unpaid days; Referência allows 3 days, easypay lets you set it
- Switching to native
- Shopify Payments, merchants in Portugal; conflicting gateways must be deactivated first
How do you add Multibanco without Shopify Payments?
Without Shopify Payments, a third-party provider's app adds Multibanco. On October 26, 2026 we found eleven listings on the Shopify App Store (a snapshot). Each provider sets its own rate, and MONEI's is in the next section:
- easypay ‑ MBWay e Multibanco: also MB WAY and cards; you set the payment expiration period.
- SIBS Gateway 1.0: MB WAY, Multibanco and bank cards in one listing.
- MONEI Multibanco: needs a MONEI account; your business needn't be in Portugal.
- NOVALNET ‑ Multibanco: needs a Novalnet contract.
- Mollie ‑ Multibanco: needs a Mollie account.
- Buckaroo ‑ Multibanco: its listing names a surcharge on top of Buckaroo's transaction costs.
- Referência Multibanco: pending orders get at most 3 days to pay.
- Also listed: KOMOJU ‑ Multibanco, MultiSafepay ‑ Multibanco, Multibanco by Worldline Gopay and Multibanco‑PingPongCheckout.
MB WAY is separate: easypay and SIBS carry both, while MONEI and Novalnet list them apart; see which apps add MB WAY.
What does a Multibanco order through an app cost?
Two fees stack. The provider sets its own; MONEI publishes 2.10% + €0.65 per successful transaction (October 2026).
On top, Shopify charges its third-party transaction fee on Multibanco app payments: 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, even with Shopify Payments activated, and isn't returned on refunds (how the surcharge works).
Can you use Shopify's own Multibanco instead?
Only with Shopify Payments, as a merchant in Portugal selling to customers in Portugal who pay in euros; unpaid orders are canceled after 7 days (when Shopify cancels an unpaid Multibanco order). Shopify adds one rule:
You need to deactivate any conflicting alternative payment gateways before you can enable Multibanco.
No Shopify page we read in October 2026 (Multibanco, local and additional payment methods, third-party providers and transaction fees) says which gateways conflict, so plan to replace the app, not run both.
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