Does Shopify Payments support meses sin intereses?

Who can offer meses sin intereses on Shopify?

You need Shopify Payments in Mexico, available only for online selling; no additional onboarding is required. Each payment must also be:

• made with a credit card; debit cards aren't eligible;
• on a card the customer's card-issuing bank deems eligible: not all Mexican credit cards qualify, so don't promise installments to every shopper;
• processed in Mexican pesos (MXN);
• made by a customer in Mexico.

Which plans can you offer, and how do you turn them on?

Shopify lists four plans, running 3–12 months, each with a minimum order total:

• 3 months: $300 MXN
• 6 months: $600 MXN
• 9 months: $900 MXN
• 12 months: $1,200 MXN

Customers see only the plans their card and order total qualify for, in a drop-down, and can still pay in full. So check these minimums against your typical order total: a plan whose minimum sits above most of your orders will rarely appear at checkout.

New Shopify Payments accounts in Mexico get meses sin intereses automatically at setup; existing accounts activate it manually:

Select the plans to offer, then click Save.

What does it cost, and what isn't documented?

Shopify's help page says: “Additional fees apply when a customer pays using meses sin intereses.” To see your rate, click View payment rates in that Manage payment methods screen and find Meses sin intereses under Local payment methods.

No page we read on October 25, 2026 gives that fee as a percentage or amount:

• the meses sin intereses page;
• Shopify's Mexico payment methods, requirements and payouts pages;
• its credit card rates page;
• the OXXO, USDC and Klarna pages;
• shopify.com/mx/precios as it displayed to us.

Those pages, and the chargebacks and Shopify Payments transactions pages we read the same day, also don't describe how a refund or chargeback works on a meses sin intereses order. Ask Shopify Support before you write installment terms into your refund policy.