- Short answer
- Yes: B2B customers' vaulted cards on Shopify Payments, plus the stored card on pre-order or try-before-you-buy balances and subscription billing.
- Payment provider
- Shopify Payments only, for B2B vaulted cards
- Who can vault
- B2B customers, at checkout or from their customer account; not cards you type into the admin
- Who can charge a draft
- The store owner, or staff with the Draft orders › Charge vaulted card permission
- Automatic charge
- Not when payment terms expire; a Shopify Flow action can automate it, for B2B orders with payment terms only
- Plans
- Basic, Grow, Advanced and Plus; on the first three since April 2, 2026, at no additional cost
- Regular customers
- Stored card: pre-order or try-before-you-buy balances and subscription billing; drafts: mark as paid or enter a card
Where do you charge a vaulted card in the admin?
You can charge a B2B customer's vaulted card on an order that is pending payment or on a draft order you or your staff created; charging a draft captures payment and creates the order. To charge a draft, you need to be the store owner or hold the Draft orders › Charge vaulted card permission.
- Orders
- Drafts
- Draft order
- Payment
- Collect payment
- Vaulted card
- Charge
Nothing is charged automatically when payment terms expire. A Shopify Flow action can automate the charge, for B2B orders with payment terms only.
How does a card get vaulted?
B2B customers vault cards themselves, as they do bank accounts for ACH, by ticking a checkbox at checkout or adding the card to a company location in their customer account. Cards you type into the admin can't be vaulted. What vaulting allows:
By vaulting a credit card, the customer gives permission for that card to be used for the current order and future orders.
If you delete a vaulted card, you can't charge it for future orders, but you can still charge existing orders placed with it that are pending payment.
Native B2B, vaulted credit cards included, runs on Basic, Grow, Advanced and Plus; Basic, Grow and Advanced have had it since April 2, 2026, at no additional cost — what B2B covers without Plus.
What about regular customers and subscriptions?
For customers outside B2B, Shopify's help describes charging a stored card for a pre-order or try-before-you-buy balance, and auto-billing for subscription contracts. Routes for them:
- Ordinary drafts: mark the order as paid or enter a card number.
- Pre-orders and try before you buy, set up through an app: to collect the balance early, open the order and, under Collect payment, charge the stored card (staff need the Orders › Charge vaulted card permission); pre-orders need Shopify Payments or PayPal Express.
- Subscriptions: with the Shopify Subscriptions app you can create auto-billed subscriptions; an app that builds a contract through Shopify's API can use an existing payment method vaulted for subscriptions or a card on file — compare subscription apps.
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