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Can a Shopify nonprofit in Europe or New Zealand get Stripe's fee discount?

Published ·
At a glance
Short answer
Unconfirmed: no page we found applies the discount to Shopify Payments; Stripe's restricted list supports charity fundraising only in AU, CA, UK, US.
Stripe's discount list
The US, Canada, Australia, New Zealand and 20 European countries, the UK among them — 24 in all.
Stripe's restricted list
Charity fundraising supported only in Australia, Canada, the UK and the US; prohibited elsewhere.
Shopify Payments processor
Stripe in New Zealand; Stripe, Adyen and PayPal in Ireland, Germany, France and the Netherlands.
Discount on Shopify Payments
No Stripe or Shopify page we read on September 27, 2026 says either way.
As of
Stripe support and legal pages, Shopify's processor list and Help Center, read September 27, 2026.

Where do Stripe's discount and restricted lists disagree?

Stripe's fee discount for nonprofit organizations lists 24 eligible countries: the United States and Canada, Australia and New Zealand, and 20 in Europe — Austria, Belgium, Czech Republic, Denmark, Finland, France, Germany, Hungary, Ireland, Italy, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Spain, Sweden, Switzerland and the United Kingdom. Stripe also requires registered nonprofit status with valid tax documentation and at least 80% of Stripe payment volume from tax-deductible donations.

Stripe's restricted businesses list, last updated September 22, 2026, draws a narrower map for charity fundraising:

Organizations fundraising for a charitable purpose (Note: Supported in Australia, Canada, the United Kingdom, and the United States. Prohibited in all other countries.)
Stripe — Stripe restricted businesses list ·

The United Kingdom is the only European country on both lists. For New Zealand and the other 19 European countries, no Stripe support, legal or nonprofit page we read on September 27, 2026 says which list governs.

Does the discount reach a store on Shopify Payments?

Nothing we read on September 27, 2026 — Stripe's discount, restricted-list and platform (Connect) help pages, or Shopify's payments page — says whether the discount applies to a store that uses Stripe only through Shopify Payments.

Where Shopify Payments is supported in the country where your business is located, Shopify's Help Center says Stripe won't be available for you to activate, because Stripe is Shopify Payments' banking partner — so you can't connect your own Stripe account to Shopify there.

Shopify's Payment Processor List names Stripe as the Shopify Payments processor for New Zealand, and lists Stripe, Adyen and PayPal for Ireland, Germany, France and the Netherlands. Each of those Stripe rows also names "Stripe Prohibited and Restricted Businesses".

What should you do before counting on the discount?

Don't budget for the discount until it's confirmed for your own account. Stripe limits it to accounts used primarily for receiving donations, not for selling products or tickets.

If you can't activate Shopify Payments in a supported country, Shopify says standalone Stripe "isn't available as an alternative"; instead, "add a third-party payment provider that supports your business type."

Related questions

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Does Shopify take a cut of your sales?

No percentage of your sales — you pay a monthly plan plus card processing, not a commission.

Updated September 23, 2026

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Indirectly yes — Stripe is Shopify Payments' banking partner, but you cannot add Stripe as your own gateway.

Updated September 10, 2026

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Shopify blocks a named list of countries and regions; Shopify Payments covers 40 countries and regions — everywhere else needs a third-party gateway.

Updated September 7, 2026

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