- Short answer
- Tap to Pay costs your in-person card rate. A 2023 changelog post set 25¢ per iPhone tap past 100 a month; help pages we read (Oct 2026) omit it.
- Shopify POS, iPhone or Android
- On every plan; sales are charged at in-person credit card rates from Shopify Payments.
- Shopify app
- Listed with in-person payments on Shopify's card-rates page; no page we read names its percentage.
- 25¢ per iPhone tap past 100 a month
- Set by a 2023 changelog post; help pages we read omit it; we found no post withdrawing it.
- Manually entered card
- 3.5% + 10¢ in the US, or 3.4% + 10¢ on Plus.
- Reader and app
- No hardware to buy; the Shopify app is included with your plan.
What rate does Shopify charge on a Tap to Pay sale?
In Shopify POS, Tap to Pay on iPhone or Android is on every plan, with transactions “subject to your in-person credit card rates from Shopify Payments.” In the US: 2.6% + 10¢ on Basic, down to 2.3% + 10¢ on Plus. Card readers fall in the same in-person class on Shopify's card-rates page, and Shopify's pricing page prints one in-person card rate per plan.
US rates by plan
| Plan | In-person card rate | Manually entered |
|---|---|---|
| Basic | 2.6% + 10¢ | 3.5% + 10¢ |
| Grow | 2.5% + 10¢ | 3.5% + 10¢ |
| Advanced | 2.4% + 10¢ | 3.5% + 10¢ |
| Plus | 2.3% + 10¢ | 3.4% + 10¢ |
Source: shopify.com/pricing, US, read October 13, 2026; it does not name Tap to Pay.
In the Shopify app, Shopify says only “your standard Shopify Payments processing rates.” Shopify's card-rates page lists “Tap to Pay on Shopify Mobile” beside Shopify POS and card readers as in-person payments, but no page we read on October 13, 2026 (app, help, card-rates, pricing) names its percentage. Check your own in-person rate in your admin.
More on what in-person selling costs to run.
Does the 25¢ fee past 100 iPhone taps a month still apply?
We could not establish whether the 25¢ fee still applies as of October 13, 2026:
So check your bill in any month past 100 iPhone taps: that July 17, 2024 Wayback Machine copy said fees “appear as a separate line item on your Shopify bill.”
What costs nothing with Tap to Pay, and what costs more?
The Shopify app comes with your plan, and its page promises “No dongles, setup cost, or extra equipment to carry.” Tap to Pay setup requires Shopify Payments as your payment processor.
A manually entered card costs more: manual entry is 3.5% + 10¢ in the US, or 3.4% + 10¢ on Plus; see all Shopify Payments fees.
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