- Short answer
- Yes, via third-party providers: India isn't on the Shopify Payments country list we read, and Cashfree, PayU and PhonePe list UPI.
- Where UPI is listed
- Also CCAvenue (App Store) and Razorpay (its own docs). Lists checked October 9, 2026.
- Shopify's own fee
- On top of the provider's fee, at a rate set by your Shopify plan.
- Not the same thing
- Paying your own Shopify bill by UPI is account billing, not customer checkout.
Is Shopify Payments available for stores in India?
Shopify Payments works for businesses located in its supported countries, and India isn't on the list we read on October 9, 2026. Shopify's rule for an unlisted country is a third-party payment provider, so that is how UPI reaches an Indian store.
Paying your own Shopify bill by UPI is different: that is account billing, not taking payments from customers.
Which providers add UPI to a Shopify store in India?
Shopify asks you to pick gateways available in your region. These providers list UPI, as we checked on October 9, 2026; lists change, so confirm before you sign up:
- Cashfree: the Cashfree Payments listing names UPI.
- PayU: the 1PayU (Cards, UPI, NB, Wallet) app carries UPI in its name.
- PhonePe: its App Store listing describes UPI payment through the PhonePe app.
- CCAvenue: the CCAvenueApp listing includes UPI.
- Razorpay: its own documentation says the Shopify integration enables UPI.
With an external provider, customers finish paying on a checkout page hosted outside your store, so ask each provider whether it connects as direct or external.
What does Shopify charge when you use a third-party gateway?
Shopify adds a third-party transaction fee to all transactions through third-party gateways, and the rate varies with your pricing plan. Shopify's help points you to the pricing page for your location's rate, and India's pricing page lists 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus, as of October 9, 2026.
The fee doesn't apply to manual payment methods such as cash on delivery. Our gateway guide shows how this fee works plan by plan.
Shopify's fee is in addition to your provider's processing fee, and Shopify doesn't return it when you refund an order. When you compare UPI providers, add your plan's rate to each one's fee.
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