- Short answer
- Only if your company is registered in the US, UK, Hong Kong or Singapore and Payoneer is offered for your store's location.
- Review time
- Payoneer's verification lasts up to two weeks
- Payoneer's rates
- Processing fee depends on your monthly transaction volume
- Shopify's fee
- Third-party transaction fee by plan, on top of Payoneer's fees
- Payouts
- To your Payoneer balance, not a Shopify Payments payout account
What are the Payoneer Checkout requirements?
Payoneer says Checkout is "available for companies registered in the US, Hong Kong, UK and Singapore" — the country where your company is registered, not where your buyers are.
Payoneer also requires:
- a Payoneer Checkout account, registered before activation;
- verification of your company details, store information and beneficial owners — the complete process lasts up to two weeks;
- a business outside Payoneer's prohibited and restricted list, which includes gambling.
Shopify runs a separate check: it shows payment providers by your store's location.
In Shopify, go to Settings > Payments and search by provider (Payoneer) first. If it isn't listed, follow Shopify's steps to troubleshoot a missing payment provider: Shopify says factors such as your store's location, plan or payment configuration can affect which providers your admin shows.
What does Payoneer Checkout cost on Shopify?
Payoneer's fee list covers flat fees — a gateway fee "charged for each successful card capture", plus chargeback and refund fees — and percentage fees for processing, currency conversion, business cards, international transactions and payout conversion. The processing percentage depends on your monthly transaction volume.
Shopify then adds third-party transaction fees, which "apply on all third-party and alternate payment gateways even when Shopify Payments is activated".
The rate depends on your plan: 2% on Basic, 1% on Grow, 0.6% on Advanced and 0.2% on Plus — how that surcharge adds up.
Revenue settles to your Payoneer balance, not a Shopify Payments payout account, normally around 2 days after capture. Payoneer "might keep 10% but it might be more" as a rolling reserve, based on its risk assessment and your chargeback history.
How does Payoneer Checkout connect to Shopify?
Payoneer's Native Cards and Checkout apps on the Shopify App Store differ: Native Cards takes payment inside Shopify's checkout; Payoneer Checkout redirects buyers to a payment page.
Install either from your admin's payment providers list, then activate it: without activation, payments won't process.
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