- Short answer
- Yes, via a company based in a Shopify Payments country; individuals and sole proprietors must live there (US, UK, Australia, Germany pages).
- Bank account
- US, UK, Australia: a bank in that country; Germany: an IBAN from 29 listed country codes
- US: representative living abroad without an SSN or ITIN
- Passport photo instead, for business types other than Individual or Sole Proprietorship
- US Balance, Credit, Capital
- Need a US residential address; you may be asked to update the representative
- Business country not supported
- Use a third-party payment provider instead of Shopify Payments
Does Shopify Payments care where you live?
Shopify Payments' first eligibility criterion is a business located in a supported country: 40 countries on October 5, 2026, each with its own requirements page. PO Box and Private Mail Box addresses aren't accepted.
On the US, UK, Australia and Germany pages, individuals and sole proprietors must live in that country; a company's representative need not.
If your business is a partnership, company, or non-profit, then you don't need to personally live in the UK, but your business must be registered there and have a UK business address.
Australia's and Germany's pages say the same.
What changes for a US company with a representative abroad?
A US company signs up with an EIN (LLC or EIN?).
A company representative without an SSN or ITIN sets their residential address to their home outside the US and provides a photograph of a valid passport instead (no SSN?).
The business address must be a physical US address where operations primarily occur, in the 50 states or Puerto Rico. No page we have found says whether a registered agent address passes for Shopify Payments itself (US, UK, Australia and Germany requirement and onboarding pages, read October 5, 2026).
In the US, these require a US residential address, and you may be asked to update your address or representative. For Balance and Credit, registering agent, virtual and mail-forwarding addresses aren't accepted (where you must be located).
Which bank account works, and what if Shopify Payments is out of reach?
- US: a checking account with a US bank, in USD.
- UK: a UK-based financial institution.
- Australia: a bank in Australia, in AUD.
- Germany: an IBAN starting with one of 29 listed country codes.
If your business's country isn't among the supported countries or your business category isn't supported, use a third-party payment provider: over 100 credit card providers, filterable by your store's country (compare gateways).
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