Shopify Ecom

Can a licensed cannabis business get Shopify Capital?

Published ·
At a glance
Short answer
No. Shopify Capital excludes cannabis retailers outright, even where cannabis is legal locally.
Terms of Service
Capital is stricter: cannabis stores are excluded even if the Terms of Service don't restrict them.
Hemp and CBD
No Shopify page we have found says whether the exclusion covers them (checked September 28, 2026).
Shopify Payments
Doesn't support hemp, CBD or THC sales.
Capital Flex
Requires the standard Shopify Capital eligibility requirements, where the exclusion sits.

Why doesn't a cannabis license unlock Shopify Capital?

The exclusion sits on Shopify's Capital eligibility page, in its rule on prohibited products and services:

Shopify Capital is unavailable to stores selling prohibited products and services. For example, stores in certain industries, including those dealing with cannabis and drug paraphernalia—regardless of their legal status in your jurisdiction—are ineligible for Shopify Capital, even if they're not restricted under the Shopify Terms of Service (TOS).
Shopify — Shopify Help Center — Getting started with Shopify Capital: eligibility, read September 28, 2026 ·

Being allowed to sell on Shopify doesn't make a store eligible for Capital. The page names these industries as examples, not a full list. For what else Capital checks, see Shopify Capital's other eligibility requirements.

Can hemp and CBD stores get Shopify Capital?

No Shopify page we have found says whether hemp or CBD falls under this exclusion, or lists which third-party providers count for Capital — we read Shopify's Capital help section, including its eligibility pages, on September 28, 2026.

Capital is available to eligible merchants who use Shopify Payments or third-party payment providers Shopify accepts for Capital; in certain locations, activating Shopify Payments might be mandatory to qualify. But Shopify Payments doesn't support the sale of hemp, CBD and THC products. So, by our reading, the one provider Shopify names for Capital isn't open to hemp sales.

For payments, Shopify's hemp page names DigiPay and Bankful as examples of third-party providers you can apply to use. Not all providers partnered with Shopify support hemp sales, so confirm with yours. See how Shopify's selling rules treat hemp and CBD.

Can a cannabis store get Shopify Capital Flex instead?

No, by our reading. The Capital Flex eligibility page says "you must also meet the standard Shopify Capital eligibility requirements" — the page where the cannabis exclusion sits.

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